Do HVAC Companies Offer Financing?

We help you minimize upfront costs and offer competitive financing.

When it comes to major purchases — a new car or significant home construction, for example — financing can be essential. This is especially true when you’re talking about items you can’t live without. Your home’s HVAC systems fall into that category.

Simply put, you often can’t wait until you have enough cash on hand to replace a struggling (or failed) heating or cooling system. This equipment is crucial to ensuring your family’s safety and comfort in the hottest days of summer and the iciest nights of winter.

What kind of financing options do homeowners have to get their boiler, furnace or air conditioning system installed as soon as possible?

What factors affect the cost of an HVAC installation?

Replacing a heating or cooling system is a significant investment. This equipment can be among the most expensive items in your home. Here are some variables that can increase the cost of your installation:

• The efficiency of your new system. High-efficiency boilers, furnaces, heat pumps and A/C systems cost more, but you will experience fantastic energy savings for years to come.
• Home size. If your HVAC systems are constantly cycling, they could be too small for your home. You may need larger, more expensive equipment.
• Ductwork, plumbing and electrical capacity. There’s a chance your new system will require improvements or enhancements to other equipment, requiring additional time, labor and materials.

The good news is that the Tom Fricker team has decades of experience installing HVAC systems. We can right-size your replacement equipment and install it quickly.

Can you get financing from an HVAC company?

Quite a few HVAC providers offer financing, so you don’t need to turn to a bank or credit company. You can ensure your home comfort now and pay for the equipment and labor over time. Financing is not guaranteed, but most full-service companies provide it.

We work with partners to offer competitive financing to households in Bristol, Worcester, Middlesex and Norfolk counties. We have partnered with Payzer, an all-in-one financial tool that provides quick approvals and has no hidden fees.

TF Complete Heating & Cooling also helps customers qualify for zero-percent loans from the Mass Save HEAT Loan Program. This program is designed to help Massachusetts families upgrade to energy-efficient home systems. It includes loans as high as $25,000 (or up to $50,000 for eligible heat pumps) for terms as long as seven years!

And if you are upgrading to high-efficiency heating or cooling equipment, we will also see if you qualify for generous Mass Save rebates that can save you hundreds of dollars.

We hope you consider the Tom Fricker team for your HVAC upgrade. Our expert technicians are there for you for the long haul. With our affordable Complete Heating and Cooling service plans, we keep your system running efficiently for less. We’ll always be there to ensure your Complete comfort!

Don’t put off replacing that struggling heating or cooling equipment. Contact us today for a free estimate.